Before registering the car, request a Doppelkarte (double card) and insurance application form from your chosen insurance agent. There are two rates of IPT: a standard rate of 12% and a higher rate of 20%, which applies to travel insurance, electrical appliance insurance and some vehicle insurance. We are pleased to hear, that you found an answer to your enquiry. Useful Information You’ll need to show proof of up-to-date car insurance to register a car in Germany. With some countries requiring car insurance for all drivers whilst others making it more of an optional affair, prices around the world will undoubtedly vary. After collecting quotes from top insurers across the country, we found the average auto insurance rate to be $2,390 per year, or $200 per month. 2 Make, Model and Variant of the Car If you own premium cars … How much your car insurance costs depends on a variety of factors, including your vehicle, age, driving record, insurance company, and location . While collision or comprehensive insurance isn't required by law, most institutions financing the purchase of a vehicle do require it.